Castle Financial

For most participants, retirement investing starts with a simple decision. Pick a fund tied to your birth year. Target date funds are designed to make things easier. You choose the year closest to when you expect to retire, and the investment adjusts over time. Most people never look past the year on the fund. And on the surface, that makes sense. The whole point is simplicity. Pick a year. Set it. Move on. For me, 1979 has always meant something. Part of that is obvious. It